Amazing Housing Opportunities

Interest rates are low. There are solid mortgage loan programs available to homebuyers. There are a lot of houses on the market to choose from. Although sellers are not giving their homes away, sellers are willing to negotiate. It is a great time to be a home buyer in America.

The fact of the matter is that you have to live somewhere. If you are considering buying your first home, but you think now is not a good time to take the leap to homeownership; I would like you to reconsider. How much are you spending in rent? Look at the mortgage calculator at the bottom of this page. Plug in the numbers to see what you would be paying if you own a home. Say you decide on a home that costs $135,000. If you get a mortgage for the entire amount, and you figure an interest rate of 6%, estimate the property tax for about $1100 a year and $450 for homeowner’s insurance. Now remember that the money you put into a home is an investment. The money you pay to rent just gives you a place to live for another month.

Does it look like maybe you should speak to a Realtor or a mortgage broker to see if is the right time for you to buy your first home? Contact me for more information so you can make the right decision for you.

Is Now A Good Time To Buy?

Quite Simply, YES.


If you are a first time home buyer, think about this. Interest rates are great. They have been going back and forth between 5.5 and 6%. Buyers back in the 1980s were paying 17%!!! Also, the crazy variable interest rate loan dished out by predatory lenders is a thing of the past. There are great fixed rate options for buyers today from Conventional loans, FHA, or USDA Rural Housing. People are looking to sell their starter home to move to one with a little more room as their family has grown. There is a good amount of inventory to choose from.

If you are tired of renting and giving all of your money to someone else, give me a call or send me an email. Let's talk about your options. Home ownership will provide you with more benefits than simply a roof over your head. Their are tax advantages, it's an investment that you may see when it comes time for you to sell your first home as your family grows, or your job takes you to a new location.

There are a lot of reasons that now is a great time to buy. Contact me and we can discuss why it would be right for you.

Happy Holidays!!

Wishing You All a Very Happy Holiday Season!
Look forward to helping you get in a New Home in the New Year!!